Student Classic Card
Discover Student Platinum Card
The Discover Student Platinum Card is an ideal card if you want to earn cash rebates on card purchases. Through the reward program, you'll earn a full 5% rebate on purchases at select brand-name merchants and in certain merchant categories, and you'll earn a 1% rebate for all other purchases. Rebates are redeemable in increments of $20, or you can double your rebates by redeeming them for gift cards for over 40 brand-name merchants. The amount of rebates you can earn is unlimited. This card offers an interest-free introductory period for purchases with no annual fee, but the rate for purchases is above average after the introductory rate expires. This card provides limited benefits and services.
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Discover Student Clear Card
The Discover Student Clear Card is ideal if you are looking for a cash back reward card. Through the reward program, you'll earn up to a 1% rebate on all your purchases. You can sign up for Get More promotions throughout the year to earn a full 5% Cashback Bonus on purchases made at select merchants or in certain merchant categories. Plus, you can earn a 0.25% rebate at select warehouse clubs and discount stores, and up to a double Cashback Bonus® at participating Discover Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. This card has an above average interest rate on purchases and balance transfers, and it uses a more costly method of computing balances, so it is not ideal if you plan to carry a balance. However, there is no annual fee, and a 0% introductory rate applies to purchases for the first six months. Common benefits and services are also provided.
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Universal Entertainment Student MasterCard from Chase
The Universal Entertainment Student MasterCard from Chase offers an excellent reward program and an interest-free introductory period. Through the reward program, you'll earn two points per dollar spent on select Universal Studios Theme Park purchases and one point per dollar spent on all other purchases. Points can be redeemed for private movie screenings, concert and movie tickets, CDs, home electronics, passes to Universal parks and more. You'll also have access to exclusive opportunities and the chance to win tickets for various entertainment award events, backstage passes, a customized entertainment library, and more. The interest rate for purchases and balance transfers is above average for a reward card, and finance charges are applied using a more costly method than other cards. However, there is no annual fee, and a 0% introductory rate is offered on purchases and balance transfers for the first six months of membership. This card also provides common benefits and services.
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Discover Student Tropical Beach Card
The Discover Student Tropical Beach Card is an ideal card if you want to earn cash rebates on card purchases. You'll earn a full 5% rebate on purchases at select brand-name merchants and in certain merchant categories, and you'll earn a 1% rebate for all other purchases. Rebates are redeemable in increments of $20, or you can double your rebates by redeeming them for gift certificates for over 40 brand-name merchants. There is no limit to the amount of rebates you can earn. This card offers an interest-free introductory period for purchases with no annual fee, but the rate for purchases is above average after the introductory rate expires. This card offers limited benefits and services.
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Chase Student Flexible Rewards Card
The Chase Student Flexible Rewards Card is an ideal card if you would like to earn rewards for card purchases. Through the reward program, you'll earn one point for every dollar spent on purchases. Points are redeemable toward gift certificates for brand-name merchants and restaurants. This card has an above average interest rate for purchases and balance transfers; however, it does offer an interest-free introductory period for both purchases and balance transfers for the first six months of cardmembership with no annual fee. This card also provides standard benefits and services, making it an excellent choice for a student reward card.
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FOR COLLEGE GRADS
USA Platinum for College Grads The USA Platinum for College Grads offers you the chance to establish or re-establish your credit and consolidate your student loans into one easy payment. It is important to understand that by applying for this card, you are agreeing to participate in the student loan consolidation program. The loan consolidation program has various options, so please read the terms and conditions to understand the program completely. The card has a $149.95 account set-up fee, which is reasonable as compared to similar cards that charge fees ranging anywhere between $200 and $400. This card has no annual fee and no interest rate on purchases. When applying for this card, there are no credit checks, no credit turndowns, and no employment verification is required. If you become an active member, you will be glad to know that your credit line is reported to a major credit bureau. It is important to understand that the card can only be used for retail purchases through the USA Shopping Club. In essence, the card is a retail charge card that can only be used for select products. However, this may or may not be a drawback for certain members.
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